Plural of Money

by Craig Shrives
The Quick Answer
Typically, money is a mass noun. It has no plural form.

In law and accounting, money can be a countable noun. Its plural is money or monies. (The latter spelling is more common.)

The Plural of Money

When used outside the context of law and accounting, money is a mass noun. It has no plural form.
  • All the money in the world can't buy you back good health.
  • If you can actually count your money, then you're not a rich man.
However, like other common mass nouns such as water and sand, there are occasions when money has a standard way of forming its plural.

Both monies and moneys are acceptable spellings.
  • Voters are tired of using public monies to enrich millionaire sports owners.
  • You are investing impressive sums of moneys for reaching your financial goals.

Are You Good at Plurals?

Here's a quick test.
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The Standard Rules for Forming the Plurals

The table below shows the standard rules for forming the plurals of nouns in English.
Type Example of Type Forming the Plural Plural
Most Nouns cat
add s cats
Noun Ending s, sh, ch, x or z bus
add es buses
Nouns ending [consonant] o mango
add either s or es
(There are no rules for this - you have to know.)
mangoes or mangos
Nouns ending [vowel] o patio
add s patios
Nouns ending [consonant] y story
change the y to an i and add es stories
Nouns ending [vowel] y money
add s moneys
Mass nouns money
some nouns do not have a plural form
Nouns ending f or fe dwarf
ves and/or s
(There are no rules - you have to know.)
Exceptions goose
some nouns undergo a vowel or letters change geese
More exceptions money
some nouns have their own rules monies

Why Is There Confusion over the Plural of Money?

Confusion arises because money is typically a mass noun. A mass noun is a noun without a plural form. They refer to items that can't be counted (e.g., rice, milk, chalk).

Occasionally, money can be countable. This is usually the case in a law or accounting context. The plural is moneys or monies.

Monies is more common than moneys. This is unusual because most nouns that end in –ey take a standard -s plural (e.g., monkeys, chimneys, turkeys). Moneys naturally follows that pattern.
Some critics suggest that monies encourages a pronunciation akin to the plural nouns ponies or cronies. Despite this, monies remains the more common spelling.
Another Interactive Exercise
Here are three randomly selected questions from another exercise on plurals, which can be edited, printed to create an exercise worksheet, or sent via email to friends or students.

See Also

Unusual pluralsPlural forming table Quirks with forming plurals Forming the plurals of abbreviations Forming the plurals of compound nouns